Damariscotta, Maine
Your Medicare essentials
Welcome. This is a plain-English guide to the Medicare decisions in front of you — enrolling in Part A and Part B, understanding your drug coverage, finding help paying for it here in Maine, and protecting yourself from fraud. If a page raises a question, call and ask. There is never a fee for our advice.
What's inside
About
Nate Reed, founder
Who you're working with, and how he came to this work.
Checklist
Enrolling into Part A & Part B
Four steps to check off, in order.
Part D
Your drug coverage, phase by phase
Deductible, initial coverage and catastrophic — plus the $2,100 cap.
Maine
Medicare Savings Program
Income limits, QMB and QI levels, and how to apply in Maine.
Fraud
Follow the "4 Rs"
Record, review, report, remember — how to protect yourself.
Disclosure
Medicare Advantage & Part D plans
What our plan availability does and doesn't cover.
Handbook
Medicare & You 2026 Condensed
Open the condensed Medicare & You handbook PDF — view it online or download a copy.
References
References
All our handbooks and helpful Medicare links in one place.